Last week I had a Prosper Finance client ask me this exact question so there is no better time than right now is there to write this article.
It’s not unusual when I’m speaking to a friend or client for them to ask me the above question. While the finance industry has become very complex and rather daunting at times there is also an insufficient awareness of how a Finance or Mortgage broker can help.
With over 150 banks and or credit unions in Australia all with their own products and services its no wonder the general population are struggling to know what direction to choose when it comes to securing finance and then once you have made your decision how do you know what rate is competitive, what facilities you may need or what fees are unreasonable?
When you use a broker you save time and energy, and you are more likely to find a mortgage/loan not only at the lowest cost but also with the best features for you. We at Prosper Finance have software platforms that give us detailed access to a much greater variety of loans than the average consumer can access.
WE DON’T COMPETE WITH THE BANKS
We see the banks as our business partners! Whatever a bank can offer you, so can we. Our mission at Prosper is not to try and steal you away from your current banking institution but to make sure you are placed with the right lender for your needs!
Using a finance broker is free! Yep you read that right, we are paid by the banks for recommending them and this is how it will stay!
ILL LEAVE YOU WITH THE FOLLOWING QUESTIONS…
If you use your current bank for your home loan, are you limiting your scope?
When browsing online will your knowledge ever be as complete as the professional who works full time in this market?
What have you got to loose?
So next time you are in the market for a new car, house, investment or thinking it time to look at the health of your current home loan why not give the team at Prosper Finance a call on 02 8971 4756 or email us for a free consolation and quote!