What does compound interest have in common with the now so popular slow-cooking? Well, the key element in both methods is time. To have time on your side, it is definitely worthwhile to start utilising compound interest as soon as possible. The more you do now, the less you need to do later on. Money […]
The First Home Owner Grant (New Homes) was established to assist eligible first home buyers to purchase or build a new home by providing a grant of $10,000. It replaces the $15,000 First Home Owner Grant from 1 January 2016. The grant amount is determined by the date of the transaction. Specifically, this is the date […]
So… it is THAT time of the year again. If you have earned income, received benefits or generated any kind of money that has been taxed, it is likely that you will need to lodge a tax return. Here are our 5 top tips to tackle EOFY and face the new one like a winner! […]
There are many reasons why you may want to refinance your existing home loan to a new lender however before you do it’s crucial to ensure it comes with the all benefits you are after. At Prosper Finance its our job is to make sure you get the lender and product that is right for you and your current […]
Caught yourself procrastinating? Dreaming big, just waiting for the right time? We have news for you! The perfect time to turn your dreams into plans is now. An education loan with Prosper Finance is an investment that will maximise your personal growth potential. The sooner you act, the more you have to gain. If you […]
FIRST HOME BUYERS: THE IMPORTANCE OF GENUINE SAVINGS As the number of buyers purchasing the first home with a minimal or insufficient deposit is growing, lenders have recently introduced policies regarding genuine savings. If you are a first home buyer and the deposit for your dream house is less than 20% it is crucial you […]
Are you familiar with the small business $20,000 instant asset write-off? Have you been utilising it? If not, you are not alone. According to a national study, businesses are still widely under-utilising this tax deduction and many do not fully understand what it entails. The good news is that the write-off has been extended to […]
So you need to replace some equipment or are looking to upgrade the company car? This means business finance! For most, the sheer range of lenders and products available appears absolutely overwhelming. Luckily we are here to take the pain away from the process. Business Assets Defined Take any annual report. Hop over to the […]
Last week I had a Prosper Finance client ask me this exact question so there is no better time than right now is there to write this article. It’s not unusual when I’m speaking to a friend or client for them to ask me the above question. While the finance industry has become very complex […]
Thinking of buying your first home? How exciting! Except for the part where you have to scrape together the deposit, lenders mortgage insurance, stamp duty and upfront mortgage fees… A glimpse at the Federal Budget 2017–18 might make deposit savers heave a slight sigh of relief though. The reason for that is called the First Home […]
WANT THE LOAN BUT CAN’T PROVIDE THE FINANCIALS BECAUSE YOU ARE SELF-EMPLOYED? THERE ARE LOANS STILL AVAILABLE FOR YOU. If you are in the market for a home loan, or any other financial product like a credit card or a personal loan, you’re going to need to verify your financial details with the lender before […]
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